With us, what you see is what you get.

At Lumitas, we’re always ourselves—competent, direct, and thankful to serve. Allow us to be your greatest advocates.

Team-photo
 

 

Laura--thumnail
 

Linda Harmon, CFP®

Financial Consultant

Joyce--thumnail
 

Joyce Murphy

Director and Client Advocate

Jennifer--thumbnail
 

Jennifer Rath

Financial Services Coordinator


 

Mary--thumnail
 

Mary Bolling

Client Concierge

 

 

 

 


 

bio-Dana

Dana Pollard, CFP®

CEO and Principal

It is a beautiful thing when a career and a passion come together. For Dana Pollard, her passion has always been about people and empowering them to live their purpose. She is energized each day by the impact she has on the lives of the individuals, executives, and multigenerational families that she serves with trusted and seasoned financial guidance. Dana helps people live with more freedom, security, and joy as a result of a disciplined and comprehensive financial process.

“Money is a tool that we help people use with intention to positively impact their lives. I feel fulfilled when our clients come to us with concerns, questions, and worries, and leave feeling lighter with a new sense of direction and opportunity. I am blessed and grateful to be able to do what I do every day.”

Dana has been in the financial services industry since 1999. She served as a Private Wealth Financial Advisor for Wells Fargo Advisors in Minnesota for more than 20 years. She is a CERTIFIED FINANCIAL PLANNERTM professional and a member of the Financial Planning Association.

In 2022, Dana established Lumitas Wealth Strategies because she wanted the freedom and independence to bring greater focus to her clients and their needs. “We are a seasoned, educated, and dependable team of forward-thinking financial fiduciaries when managing client assets. We’re excited about the role we get to play in shining a light to help our clients better envision their amazing future. We help them be intentional and live with purpose while inspiring them on their financial journey.”

Dana offers specialized knowledge in the areas of investment management, retirement income strategies, accumulation and distribution strategies, estate planning strategies, and asset location. She is skilled at helping clients structure their wealth through life transitions and traumas, including divorce, death, or a job loss.

“My clients are living incredible lives and I am privileged to witness their successes and help guide them and serve as their financial advocate along the way.”

Dana earned her bachelor's degree from North Dakota State University and her master's degree from St. Catherine's University. An active supporter of her church and her community, Dana volunteers as a Eucharistic Minister at St. Ambrose Catholic Community. Additionally, she shares her knowledge as a teacher of financial literacy through Best Prep, a Minnesota-based nonprofit that provides educational programs to students in grades 4 through 12.

A nationally recognized financial advisor, Dana has earned a wide array of awards including Working Mother Top Wealth Advisor Moms for 2020 and 2021, Forbes Best-In-State Wealth Advisors 2021, Forbes America's Top Women Advisors 2021, and the Five Star Wealth Manager for 11 consecutive years, between 2012 and 2022.

Dana lives in Woodbury, Minnesota, with her sons, Lincoln and Cooper. She loves spending time with her sons, clients, and friends, and she enjoys cooking, baking, reading, and listening to podcasts. A traveler and outdoor enthusiast, Dana loves hiking, walking, running, and biking. You can also find her frequenting the local farmers’ markets and art fairs.


SHOOK Research considered women advisors with a child 21 or younger still living at home. The ranking algorithm is based on qualitative measures derived from telephone and in-person interviews and surveys: service models, investing process, client retention, industry experience, review of compliance records, firm nominations, etc.; and quantitative criteria, such as assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC. Neither SHOOK nor Working Mother receives compensation from the advisors or their firms in exchange for placement on a ranking. For more information, see shookresearch.com.

The Forbes Best-In-State Wealth Advisors ranking algorithm is based on industry experience, interviews, compliance records, assets under management, revenue, and other criteria by SHOOK Research, LLC, which does not receive compensation from the advisors or their firms in exchange for placement on a ranking. Investment performance is not a criterion. Participation in this directory is limited to ranked advisors; once placed on a ranking, advisors may choose to pay fees to Forbes and Shook for premium listing features as indicated by highlighted names. Investors must carefully choose the right advisor for their situation and perform their due diligence. SHOOK's research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client's experience. Past performance is not an indication of future results. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

For Forbes America's Top Women Advisors 2021, SHOOK does not receive compensation in exchange for its Top Advisor placements or rankings, which are determined independently (see methodology). Participation in this directory is limited to ranked advisors; once placed on a ranking, advisors may choose to pay fees to Forbes and Shook for premium listing features as indicated by highlighted names. Investors must carefully choose the right advisor for their situation and perform their due diligence. SHOOK's research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client's experience. Past performance is not an indication of future results. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

The Five Star Wealth Manager award is based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 4,544 Twin Cities-area wealth managers were considered for the award; 622 (14% of candidates) were named 2022 Five Star Wealth Managers. 2021: 4,004 considered, 630 winners: 2020: 3,606 considered, 589 winners; 2019: 3,504 considered, 671 winners; 2018: 2,622 considered, 591 winners; 2017: 2,304 considered, 836 winners; 2016: 2,083 considered, 854 winners; 2015: 2,673 considered, 825 winners; 2014: 1,931 considered, 844 winners; 2013: 2,151 considered, 863 winners; 2012: 1,256 considered, 624 winners. These awards are not indicative of the wealth manager’s future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.

Justin Mishacoff

Justin Mishacoff

Principal

Ask Justin Mishacoff what originally stirred his interest in the financial services industry and this “numbers guy” will tell you he has always loved investments. With his economics degree in hand, Justin started working for a financial firm after graduating from college. In 2000, he joined Wells Fargo Advisors, serving in various service, sales, and management roles. But it was several years later when Justin became a Financial Advisor that he realized his true passion.

“I like working with investments, but what I really love is being able to structure investments to help meet the needs of the amazing clients I serve. I love seeing the impact I can have on their lives by helping them build, manage, protect, and transition their wealth.”

In 2022, after working for Wells Fargo Advisors for more than 20 years, Justin decided to take a leap of faith and help establish Lumitas Wealth Strategies, an independent financial advisory firm. “We are more than advisors to our clients because we genuinely care about the amazing people we serve. I love getting to know our clients and watching them check off their major life goals such as buying vacation homes, comfortably retiring with confidence, and more.”

Justin serves as a fierce advocate for his clients. He is a good listener who develops an intimate understanding of his clients’ deeply held values, passions, concerns, and dreams. This allows him to build a plan around each client’s specific situation. Justin enjoys being by their side as they celebrate successes like sending loved ones to college, purchasing second properties, and enjoying the retirement lifestyle they envisioned. He offers specialized knowledge and skills in asset management and retirement planning for individuals and business owners.

A graduate of the University of Wisconsin, Eau Claire, Justin earned his bachelor's degree in economics. He holds his Series 9 and 10 FINRA securities registrations and is insurance licensed in MN, WI, FL, SC, and OR. Justin has earned the Five Star Wealth Manager award for five consecutive years, between 2018 and 2022.

He and his wife, Natascha, live in Woodbury, with their son, Brayden, and twin daughters, Isabella and Olivia. Outside of work, you’ll find Justin at the hockey rink, cheering on all three children. He also enjoys golfing, exploring the outdoors, and spending time with his family at their cabin on Red Cedar Lake in Northern Wisconsin.


The Five Star Wealth Manager award is based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 4,544 Twin Cities-area wealth managers were considered for the award; 622 (14% of candidates) were named 2022 Five Star Wealth Managers. 2021: 4,004 considered, 630 winners: 2020: 3,606 considered, 589 winners; 2019: 3,504 considered, 671 winners; 2018: 2,622 considered, 591 winners. These awards are not indicative of the wealth manager’s future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.

Bio-Colleen

Colleen Hartmon Bollom, CFP®

Principal

Colleen Hartmon Bollom always realized that she enjoyed working with numbers, but that wasn’t the driving factor that encouraged her to become a financial advisor. Yes, she can do the math, but her care for her clients runs deeper because she truly wants to help clients protect and pursue what matters most to them. She believes people can benefit from guidance in a world of robo-advice and investment blogs that are not customized to their needs.

Colleen serves as an advocate for her clients, giving them a voice in the process so they feel empowered to pursue their financial goals today and in the future.

“There is nothing more gratifying to me than the ‘ah-ha’ moment when clients fully understand their financial choices. That’s why I strive to engage them as integral partners in preparing for a sound financial future.”

In a world full of confusion and noise, Colleen’s clients look to her to help navigate the waters because she cares, can be trusted, and holds herself to a high standard. “I strive to be a good listener, so I can hear in their own words what is important in their lives. Like most things involving money, it is often so much more than ‘just a number’ or the dollar amount someone needs to retire.”

Before joining the Lumitas Wealth Strategies team in 2022, Colleen co-founded Harmon & Hartmon Financial Group in 2007. Together with Linda Harmon, the two desired an approach to working with clients that benefits not just their investment portfolio but their life.

Before 2007, Colleen worked at Piper Jaffray, US Bank, and UBS Financial Services for more than a decade. During that time, she founded Minnesota Firefighter Pension Consultants, LLC, a company that provided retirement plan documents, bylaws, consulting, and training for her Minnesota Volunteer Fire Relief Associations clients.

It has always been important to Colleen to invest in her community. Her involvement includes the Catholic Schools Center of Excellence, Hill-Murray School, Stout University Foundation, YMCA Midway, Children’s Home Society of MN/Lutheran Social Services, Basilica of Sant Mary, Midway Chamber of Commerce, and the League of Women Voters of St. Paul.

Colleen earned a bachelor’s degree in applied mathematics from the University of Wisconsin-Stout. She is a CERTIFIED FINANCIAL PLANNER (CFP®) professional and investment consultant. Colleen was honored in 2012 with the Faye Lyksett Award from the St. Paul League of Women Voters.


2012 Faye Lyksett Award from the St. Paul League of Women Voters. The award was created to recognize a member who has demonstrated Service to the League program, purpose, organization and membership, Length of service, Diversification of Activity, Responsiveness to assist where needed, Public relations within the community and not specific to financial services and does not imply an endorsement, recommendation, or reflect the performance of the advisor. Click here for more information. 


Colleen’s extensive global travels have included Nepal, where she serves as a friend and benefactor of The Inspiration Society of Nepal orphanage. Colleen's family has also participated in several cultural exchange programs for international students and guests from Chile, the Republic of Georgia, Nepal, Pakistan, Ukraine, and Zimbabwe. She is an avid boater and enjoys being part of the Windmill Marina community on the St. Croix River.

bio-Linda

Linda Harmon, CFP®

Financial Consultant

If you met Linda Harmon and asked her about her greatest accomplishment, she would say, “Discovering my ideal career as a values-based financial planner.”

Embracing a values-based approach, Linda invests the time to gain clarity around the goals and dreams that are most important to her clients. She is committed to developing a deep understanding of her clients’ needs, so she can help them build a plan, and select and monitor the appropriate financial solutions to achieve their plan.

“I love what I do because I get to help my clients in the co-creation of a financial plan that empowers them to make significant changes in their lives—changes that lead them toward the life they want to live. What I love to do is what many people tend to avoid—organizing their financial lives."

Before joining Lumitas Wealth Strategies in 2022, Linda co-founded Harmon & Hartmon Financial Group in 2007, a values-based financial and investment planning practice, with Colleen Hartmon Bollom. Linda’s experience with national and regional accounting firms, banks, and investment companies provides her clients with a highly integrated approach to financial and investment planning. “I collaborate with my clients and their other advisors—legal, tax, and insurance—so all aspects of their financial life are coordinated to help them achieve the goals they desire.”

Community involvement is a cornerstone of Linda’s life. She is grateful for the mentors she has had throughout her life and shows this gratitude by giving back her time and expertise within her community. Linda is a speaker on financial topics for engaged couples through the Diocese of St. Paul and Minneapolis. She also volunteers as a classroom speaker with organizations such as Junior Achievement and Best Prep, whose missions include the education of elementary school and high school students on topics of personal finances. Linda is also a servant leader within her faith community, giving her time in leadership and faith formation positions.

Linda earned a bachelor’s degree from St. Catherine University. She is a CERTIFIED FINANCIAL PLANNER (CFP®) professional, and holds her FINRA Series 7, 63, and 65 securities registrations. Linda has been honored with many awards including a 2014 "Leading With Faith Award in the Small Business Category" from the Archdiocese of St. Paul and Minneapolis, and an Outstanding Business Alumna Award from St. Catherine University in 2003.


2014 Leading with Faith 2014 Leading With Faith Award from the Archdiocese of St. Paul and Minneapolis. This award is based on business practices reflect the teachings of Jesus Christ and the Church and not specific to financial services and does not imply an endorsement, recommendation, or reflect the performance of the advisor. Click here for more information

2003 Outstanding Business Alumna Award from St. Catherine University. This award is based on outstanding graduates who demonstrate excellence in leadership, service to others, an influential role in home, profession, community, church or volunteer activities and the ideals of the University. This award is not specific to financial services and does not imply an endorsement, recommendation, or reflect the performance of the advisor. Click here for more information.


Linda is a weekly Adorer at her parish and a passionate supporter of her parish school. An avid student of her faith, Linda supplements her learning with pilgrimage travel to destinations that have included Italy, Israel, and Mexico. She cherishes her conversations with old friends, deepening relationships with new friends, daily prayer, and a competitive game of cards with her family.

Bio-Joyce
 

 

Joyce Murphy

Director and Client Advocate

Joyce is the cornerstone of our team, responsible for directing the client operations of Lumitas Wealth Strategies. She sincerely cares about people while attending to functional details in an efficient and diligent manner. Joyce is the first point of contact for client assistance, account servicing and cash management needs. Her compassionate and friendly personality ensures that everyone is attended to in a caring and effective manner.

"I am, and will always be, a people-pleasing kind of person. I love to check the boxes and know things are properly done and completed for our clients. I love to know they are beyond happy with their services, but I don’t want any recognition or praise for it. I just want to see them smiling and happy!"

Joyce devotes herself to serving others with kindness and compassion, advocating for those who need help navigating the complex world of finances. To this end, Joyce attends to each and every client with care and understanding, ensuring their needs are addressed promptly so they always feel well served.

Joyce has been in the financial services industry for over 40 years. She began her career in 1981 with Northwestern National Bank in Hastings, MN as a customer service representative. She has since served in a variety of roles to help people manage their wealth with diligence and dependability. Joyce obtained her Series 7 and 66 Securities Registrations in 2009 when she took on the role of Registered Client Associate with Wells Fargo Advisors. Joyce also holds her insurance license in Minnesota for Life and Health. Joyce began working with Lumitas Principal, Dana, in 2012 and has never looked back.

Joyce grew up in Hastings and continues to reside there with her husband. She is the loving mother of three adult sons and a proud grandmother. She enjoys spending time with her amazing family and extensive network of friends. Joyce loves to be on the water and is always up for paddleboarding or a game of tennis. Joyce is also gifted musically: she plays the violin, harmonica, and piano, and loves karaoke.

bio-Jennifer
 

Jennifer Rath

Financial Services Coordinator

Jennifer Rath firmly believes the personality trait that helps her successfully perform her responsibilities at Lumitas Wealth Strategies is organization. Fortunately for our clients, Jennifer excels in this area.

“I am a list person. Sometimes, I wake up in the middle of the night to review and add to my to-do list. For me, organization helps me feel more in control of my day and everything I want to accomplish for our clients.”

The Lumitas Wealth Strategies team is deeply committed to helping bring order to your financial life by assisting you in getting your financial house in order—at both the “macro” level of investments, insurance, estate, taxes, etc., and also the “micro” level of household cash flow.

As the financial services coordinator, Jennifer’s organizational skills are put to work every day in scheduling meetings, running reports for client meetings, administrating client requests, processing account service requisitions, as well as tracking licensing, continuing education, and compliance requirements. Our team and our clients find Jennifer to be efficient, responsive, and highly organized.

Jennifer brings more than 20 years of experience in the financial services industry to our team and clients. Before joining Lumitas Wealth Strategies, Jennifer was an integral part of the Harmon & Hartmon Financial Group since 2007. Before her years at Harmon & Hartmon, she worked at Piper Jaffray and UBS Financial Services.

Jennifer earned a bachelor’s degree from the University of Wisconsin-Stout in Menomonie. She is also a registered assistant and holds her Series 7 and Series 63 securities registrations through Commonwealth Financial Network®.

Exploring new destinations is one of Jennifer’s passions, and some of her favorite spots include Scotland and Hawaii. Checking out the beauty of the Oregon coast and Washington State are on her list of must-see destinations. In addition to traveling, Jennifer’s hobbies include camping with family, reading, cooking, cake decorating, and attending her son’s various sports activities.

bio-Mary
 

Mary Bolling

Client Concierge

Mary Bolling is often the first face you see when you step into Lumitas Wealth Strategies, and her warm, caring demeanor immediately puts you at ease.

“What I like best about Lumitas is how we treat everyone like family. We're experts at finding a balance between being financial professionals, but also being real and comforting towards our clients. We truly care about each client, and it shows.”

Your own personal finances are an intimate subject, and the financial planning process cannot be one-size-fits-all. That’s why the entire Lumitas team takes a highly personalized approach, getting to know your needs, concerns, and financial goals.

Mary recognizes the important role she plays as a client's first point of contact, and she fervently believes you only get one chance to make a first impression. Mary is passionate about her position as Client Concierge, welcoming clients at the front desk, scheduling and preparing for meetings, assisting with marketing, and overseeing the day-to-day inner-workings and maintenance of the office.

Mary has nearly 40 years of operations and support experience, having spent a large part of her career working in operations and sales at Wells Fargo helping clients with financing their dream home. It was at Wells Fargo where Mary met Lumitas team members Dana, Justin, and Joyce, and they eventually convinced her to join the family at Lumitas.

Mary was born and raised in South Minneapolis, in the house her grandfather built and her mother grew up in. She enjoys spending time with her significant other of 25 years, two adult daughters, a son-in-law and three granddaughters. Genealogy research is a passion of Mary’s, one that she shares with her sister. She also enjoys gardening, reading, traveling, and relaxing at the lake.